The interest rates have dropped again. Right now we get 0.05% percent interest on our savings. Combined with an inflation of about 1.5% it means we are getting poorer every month. An example:
Savings: 100 EUR
Interest: 0.05%
Inflation: 1.50%
After 1 year we will have 100.05 EUR, but everything we can buy just got 1.5% more expensive. A product that used to cost 100 EUR will, after a year, cost 101.50 EUR, and will not no longer be able to buy it. Even though we got 0.05 cents of interest we actually lost 1.45 EUR in value. Losing so little money is not so bad, but if you have 10.000 EUR in savings you will be losing 145 EUR, which is quite a lot of money.
The solution seems simple, buy stuff now, spend your money and use all those euros. Leave only a little bit on your account at the bank. Only for real emergencies it is worth keeping your money in your account. Another good thing about spending (and maybe even the reason behind the low interests) is that the economy will get a nice boost by the increased spending.
Something I quickly noticed in the Nederlands was that a lot of people were walking around with a
One week ago we went to the center of the island and we collected almost 10 kilos of walnuts. They were early this year and we arrived before the rush, so we could collect quite a lot of nuts. The ground was covered and just a little movement of the branches made lots of nuts fall down from the tree.
With two kids you really need to have a good camera to safeguard some images from their youth. They will love it in the future and it is even nice to review the material I have right now. For years I have been a

6 years already. Time really does fly. Alex will have to attend school legally soon. His first tooth is loose, and now also his birthday. Most of Alex’ friends were abroad on holidays so Alex wanted to go with his remaining friend Miguel to the
The official role of a godfather or godmother is to educate their godson about religion. Ana and I both attended a catholic school, but still the faith in a god is not really part of our lives. In fact, we really don’t believe. Even though belief is not really part of our lives we still baptized our sons Alex and Alan. In part for the family and in part for the attached celebration.
There was a lot of controversy about the latest version of the Windows operating system by Microsoft. It has been available for over a year, and in the beginning an update from an older version was even free. I like Windows 10 and I feel it is easy to customize to your own needs. The controversy originated by how this new version was introduced very aggressively. The new version was basically force-fed to the users.