The interest rates have dropped again. Right now we get 0.05% percent interest on our savings. Combined with an inflation of about 1.5% it means we are getting poorer every month. An example:

Savings: 100 EUR
Interest: 0.05%
Inflation: 1.50%

After 1 year we will have 100.05 EUR, but everything we can buy just got 1.5% more expensive. A product that used to cost 100 EUR will, after a year, cost 101.50 EUR, and will not no longer be able to buy it. Even though we got 0.05 cents of interest we actually lost 1.45 EUR in value. Losing so little money is not so bad, but if you have 10.000 EUR in savings you will be losing 145 EUR, which is quite a lot of money.

The solution seems simple, buy stuff now, spend your money and use all those euros. Leave only a little bit on your account at the bank. Only for real emergencies it is worth keeping your money in your account. Another good thing about spending (and maybe even the reason behind the low interests) is that the economy will get a nice boost by the increased spending.